Loretta's Countdown to 60

Aging on my terms - Daily musings in 500 words or so

Tag: housing crisis

Cinderella

Have you ever cleaned houses for a living? It’s hard work. Really hard. But if you’re good, like I was, it pays pretty decent money. And now.

Only it doesn’t pay enough.

I couldn’t keep my head above water as an independent realtor any longer, so I moved my license from ReMax over to a smaller company that only took a portion of any commission I made.

It was a defeat, but one I had to accept.

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How I met J

2007 was just an all around crappy year for me. Being a realtor who owned two homes during the housing crisis was a double whammy and just about sent me off the deep end.

Not only was I losing my homes, but my income had plummeted. And if you don’t know how it works for a realtor, let me explain.

We pay for everything.

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We can’t accept your check

I left you hanging, I know. I’ve actually tried continuing my story several times now. But I keep getting stuck.

I hated that time in my life and honestly it’s hard to look back now, knowing what happens. But the other morning, when I was thinking about it all, I remembered two important things

I got through it and survived.  And, I learned an amazing life lesson

So, I’ve decided to just write and go from there. I left off telling you I was neck-deep in bills and my income had plummeted. I had two mortgage payments and was desperately trying to save my homes.

As I sat at my big dining room table, looking at all of the bills that were covering its surface and I made the decision to let my dream house go. The mortgage was twice as much as my old ‘70’s house, so the smart thing to do was to move back into it and try to stop the bleeding. Continue reading

How to lose your home and your man in two easy steps

I purchased my dream house in May 2006, and I couldn’t believe how lucky I was. Every thing about this place spoke to my soul. I truly felt as if I was “home” for the first time in a very long time.

The back yard was quiet and beautiful and I spent most of my summer days out in that yard or on the deck. Inside my house was decorated exactly how I wanted it. Everything was perfect.

I didn't want to lose this house

I love this picture of my boys laughing and joking in my back yard

many days spent on that little deck   

Everything was perfect

Except for the two house payments I had.

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